Monday, December 7, 2009

Pre Paid Legal Services Title 1 coverage

Title 1 in the Pre-Paid Legal membership plan covers many areas of normal life situations that we normally wouldn't think of as being a legal issue because of money. This Preventive legal section of the membership is just that, to prevent the legal issue that you have from becoming bigger. Under the Legal Consultation and Advice, a member can call the law firm for legal advice on everyday issues as well as important decisions like buying a house or a car. You get this advice without the huge legal bill in the mail. You also get answers on pre-existing conditions that happen before you got the service.
I have use this one section in my four years of having the service about three to five times a year from information on patents to copyrights, and other legal issues that I will talk about in the next section. I have also have members who have had great experiences with this one area and have said it had saved them hundreds of dollars in legal fees because this section is covered in the membership. The flip side of some bad experiences or just high expectations of the attorney's advice left them puzzled. The good part about a bad experience with an attorney in this membership is that you can simply call customer service and demand to talk to another attorney for free. If you were paying for an attorney and were having a bad experience or think he wasn't giving you the answers you like. Would most people just call up another attorney and pay more money for consultation and put more money down to sit with them and pay by the hour to get your answers.
The next section to the Title 1 benefit is the Letter and Phone calls that are made on your behalf for any subject matter. Business owners get up to 2 business letters or calls made on your behalf each year. This section alone was worth the money for me, because of the times where you know you are getting ripped off by a company and have been put on hold to many times. All you want is a refund or a respectful response from the company instead of the run around. My wife have discovered that a pest control company had taken one more payment out of our account than they were suppose to and so after all the research of evidence my wife collected. The customer service people handling the call made my wife cry and feel like was wrong for even calling. Then after I had heard about what happen I told her to call the law firm. She used the Consultation part of the membership and talked to an attorney who told her to fax the info and that he would used this section of the Title 1 benefit to the company. The letter was sent on a Friday and on the Monday she called the company and even before she could tell them her name, they responded with "Hello Mrs. Kaustinen, how can I help you today?" Needless to say the situation went in our favor and moved on with our lives. The question I would like to ask you that read this post. Would you call your local attorney and pay 2 or $300 to solve this problem? The best part for us is that we didn't get a bill in the mail and the money we saved on the issue paid for membership for the year.
This is only half of the Title 1 benefit your family gets for less than a cup of coffee a day. The second half of title 1 will be discussed on the next post. For more information about this service go to Legal Help and see what else you get.

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